Seller's Stamp Duty holding periods, by purchase date
Seller's Stamp Duty (SSD) is charged when residential property in Singapore is sold within a holding period of buying it. The period depends on when the property was bought, and it changed on 4 July 2025 from three years back to four.
Holding period by purchase date
Count from the date of purchase. A sale after the holding period ends pays no SSD.
| Purchased | Holding period |
|---|---|
| 20 Feb 2010 to 29 Aug 2010 | 1 year |
| 30 Aug 2010 to 13 Jan 2011 | 3 years |
| 14 Jan 2011 to 10 Mar 2017 | 4 years |
| 11 Mar 2017 to 3 Jul 2025 | 3 years |
| On or after 4 Jul 2025 | 4 years |
The rates changed too
The 4 July 2025 measures did two things at once: they took the holding period from three years to four, and raised each tier by four percentage points. For a purchase on or after 4 July 2025 the rates are 16%, 12%, 8% and 4% for a sale in the first, second, third and fourth year. For a purchase from 11 March 2017 to 3 July 2025 they are 12%, 8% and 4% over three years.
The date people get wrong
15 February 2023 is not an SSD date. It is when Budget 2023 changed Additional Buyer's Stamp Duty, which the buyer pays. A purchase between 15 February 2023 and 3 July 2025 has a three-year SSD period, not four; getting that wrong puts the SSD-free date a full year late.
Where Propoa comes in
Propoa works out the SSD-free date from a client's purchase date and reminds you before it arrives, which is the conversation about whether to sell.
Propoa is a client and deal app for CEA-registered agents in Singapore. Get the app, 14 days free.
Sources
Checked against these sources on 9 August 2026. General information, not legal or tax advice: the authorities above have the final word, and rules change. Propoa is a software company, not a law firm, tax adviser or estate agency.